Introduction
Investing in stocks has become increasingly accessible in the UK thanks to the rise of digital trading platforms. Whether you’re a beginner looking to buy your first share or an experienced trader searching for advanced tools and low fees, choosing the right stock broker in the UK can significantly impact your returns and experience.
In this 2025 guide, we break down what to look for in a stock broker, compare the top options in the UK, and help you match the platform to your investment goals.
Why Choosing the Right Broker Matters
The broker you choose will determine:
- The fees you pay (or don’t pay)
- The markets and assets you can access
- The platform features like charting tools or real-time quotes
- Your investor protections and regulatory security
Choosing the wrong one could mean high fees, limited assets, or poor customer support when you need it most.
Key Features to Look For in a UK Broker
| Feature | Importance |
|---|---|
| Regulation (FCA) | Ensures your money is protected and the broker is legit |
| Low fees | Keep more of your profits |
| Investment options | Stocks, ETFs, mutual funds, crypto, etc. |
| User experience | Easy-to-use apps, desktop interfaces |
| Research tools | Technical indicators, news, analyst ratings |
| Customer support | Fast, helpful service in case of issues |
Best Stock Trading Brokers in the UK (2025)
1. Freetrade
Best for: Beginners who want commission-free trading
Regulated by: FCA (UK)
Fees:
- £0 commission on UK and US stocks
- £3/month for ISA account
- Currency exchange fee: 0.99%
Why it stands out:
Freetrade is ideal for those starting out. The app is clean and simple, and it covers UK and US stocks with no trading commissions. You won’t get advanced tools, but you will get a trustworthy and low-cost platform.
2. eToro
Best for: Copy trading and social investing
Regulated by: FCA, CySEC
Fees:
- 0% commission on stocks
- Currency conversion fee: 0.5%
- Withdrawal fee: $5
Why it stands out:
eToro is unique for its CopyTrader feature, which allows you to mimic the strategies of successful investors. It also includes access to crypto, commodities, and ETFs, making it a great all-in-one platform.
3. Interactive Brokers (IBKR)
Best for: Advanced traders and professionals
Regulated by: FCA, SEC (US)
Fees:
- Stocks: £0.0035 per share (min £1)
- No inactivity fee
- Access to 135+ global markets
Why it stands out:
IBKR is a powerhouse for serious investors. It has unmatched charting, deep market data, and incredibly low fees for high-volume traders. If you’re looking to trade more than just UK/US stocks, this is your best bet.
4. Trading 212
Best for: Zero-fee trading with a wide range of assets
Regulated by: FCA
Fees:
- £0 commission on stocks, ETFs
- 0.15% FX fee
- No monthly fees
Why it stands out:
Trading 212 offers a great mix of functionality, low fees, and asset variety — including fractional shares and CFD trading. It’s suitable for both new and intermediate investors who want a slick app and global reach.
5. Hargreaves Lansdown
Best for: Long-term investors who value reputation and research
Regulated by: FCA
Fees:
- £11.95 per UK stock trade (lower with volume)
- Free fund trading
- ISA and SIPP accounts available
Why it stands out:
Hargreaves Lansdown is one of the most trusted names in UK investing. While it charges more per trade, it offers deep research tools, financial advice, and a massive range of funds. Ideal for long-term or retirement investors.
Comparing UK Stock Brokers: At a Glance
| Broker | Commission | Best For | Regulated By |
|---|---|---|---|
| Freetrade | £0 | Beginners | FCA |
| eToro | £0 | Social trading | FCA, CySEC |
| Interactive Brokers | Low | Advanced traders | FCA, SEC |
| Trading 212 | £0 | Global investing | FCA |
| Hargreaves Lansdown | £11.95 | Long-term planning | FCA |
Tax Considerations for UK Investors
When trading stocks in the UK, consider:
- Capital Gains Tax (CGT) applies if you earn more than the annual allowance (£6,000 in 2025).
- Dividend Tax for earnings from UK and international stocks.
- Use a Stocks & Shares ISA to protect up to £20,000 from taxes annually.
- Self-assessment tax filing may be required if you’re actively trading.
💡 Pro Tip: Most brokers now offer ISA-compatible accounts to help you trade tax-free.
Final Tips Before You Choose
- Define your goals — Are you trading daily or building a long-term portfolio?
- Compare real fees — Some platforms advertise “free” but charge for FX, withdrawals, or inactivity.
- Check app reviews — A great mobile experience is key for managing your portfolio.
- Start small — Most brokers allow you to test the platform with as little as £1.
Conclusion
Choosing the right stock broker in the UK in 2025 depends on your experience level, trading style, and financial goals. Whether you’re just getting started or looking for advanced tools, there’s a platform for you.
For simplicity, Freetrade and Trading 212 offer unbeatable low fees. For depth and flexibility, Interactive Brokers is hard to beat. And for those who want to invest like the pros, eToro opens the door to social trading strategies.
Take control of your money — and invest smarter.
